Effective Date: November 2023
This Privacy Policy outlines how Refinance My Loan Pty Ltd (“we,” “us,” or “our”) collects, uses, and protects information obtained from users of the website www.refinancemyloan.com.au (“the Website”). By accessing and using the website, you consent to the terms outlined in this privacy policy.
**1. Information We Collect:**
We may collect the following types of information:
Personal information: name, contact information, date of birth, and other details provided by users voluntarily.
Log Data: Information about your device, IP address, browser type, and pages you visit on the website.
Cookies: We may use cookies to enhance the user experience and collect data about usage patterns.
**2. How We Use Your Information:**
We use the collected information for the following purposes:
to provide and maintain the website.
to personalize the user experience.
to improve our services and offerings.
to communicate with users regarding their inquiries.
**3. Protection of Your Information:**
We implement reasonable security measures to protect your information. However, no method of transmission over the internet or electronic storage is entirely secure. We cannot guarantee absolute security.
**4. Third-Party Links:**
The website may contain links to third-party websites. We are not responsible for the privacy practices or content of such sites. We encourage users to review the privacy policies of these third parties.
**5. Changes to this Privacy Policy:**
We reserve the right to modify this privacy policy at any time. Changes will be effective upon posting on the website. It is your responsibility to review this privacy policy periodically.
**Disclaimer**
**1. Website Content:**
The information provided on www.refinancemyloan.com.au is for general informational purposes only. It does not constitute financial, legal, or professional advice.
**2. Accuracy of Information:**
While we strive to ensure the accuracy of the information on the website, we do not guarantee its completeness, reliability, or timeliness. Users should independently verify any information before making decisions based on it.
**3. External Links:**
The website may contain links to external websites. We do not endorse or guarantee the content, accuracy, or reliability of these external sites. Users should use their discretion when accessing external links.
**4. Limitation of Liability:**
We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the website. Use the website at your own risk.
**5. Changes to Terms:**
We reserve the right to modify these terms at any time. By continuing to use the website, you agree to be bound by the updated terms.
Remember to adapt the above text to fit your specific business model and comply with relevant laws. If in doubt, consult with legal professionals to ensure the accuracy and legality of your privacy policy and disclaimer.